Mortgage Loan Rates

Mortgage Rates

U.S. Eagle offers a variety of Mortgage solutions to fit your needs.  To learn more about these products, or to discuss your needs with a Mortgage expert, call us at 505-342-8824 

Fixed Rate Mortgages - Conventional

Loan Amounts up to $806,500


30-Year Fixed 

Rate: 6.625%

Origintation Fee:  1.000%

Discount Points: 0.00%

APR: 7.345%


20-Year Fixed 

Rate: 6.500%

Origintation Fee:  1.000%

Discount Points: 0.00%

APR:  7.210%


15-Year Fixed 

Rate: 5.750%

Origintation Fee:  1.000%

Discount Points: 0.00%

APR: 6.425%


10-Year Fixed 

Rate: 5.875%

Origintation Fee:  1.000%

Discount Points: 0.00%

APR: 6.624%


30-Year Fixed - VA 

Rate: 6.250%

Origintation Fee:  0.000%

Discount Points: 0.00%

APR: 6.634%


Fixed Rate Mortgages - Jumbo

Loan Amounts from $806,501 to $1,000,000


30-Year Fixed Jumbo

Rate: 7.875%

Origintation Fee:  1.500%

Discount Points: 0.00%

APR: 8.112%


All rates are subject to change without notice.  Your rate and APR may vary depending on (including but not limited to): loan term, loan amount, points, credit score, and property occupancy.

  • Cash out may affect Discount Points.
  • Other rates and products are available. 

Home Equity Loans


Line of Credit - Up to 80% LTV

Term: 15 Year

APR: 8.200% Variable APR


Line of Credit - 80.01% to 90% LTV

Term: 15 Year

APR: 8.700% Variable APR

LTV = Loan to Value

For Line of Credit, the following apply:

  • Rates are variable and subject to change quarterly based on the Wall Street Journal Prime
  • Maximum APR is 9.5%
  • Advances allowed during first 5 years (draw period)
  • Monthly payment is based on 15-year term
  • Minimum monthly payment is $100
  • Rates may change without notice

Home Equity Second Mortgage - Up to 80% LTV

Term: 15 Year

APR: 6.990% APR


Home Equity Second Mortgage - 80.01% to 90% LTV

Term: 15 Year

APR: 7.490% APR

LTV = Loan to Value 

For Fixed Rate Mortgage the Following Apply:

  • Monthly payment is based on 15-year term
  • Minimum payment of $100

Additional Requirements for All Home Equity Loans:

  • Owner-Occupied in New Mexico
  • You must qualify for financing
  • Additional fees may apply
  • All consumer loans are charged simple interest with no pre-payment penalty